

Dental treatment in instalments – MediRaty financing
You don't have to pay for your entire dental treatment at once. At MistoDent you can use MediRaty financing and spread the cost of treatment over monthly instalments.
Dental treatment in instalments at MistoDent
Comprehensive dental treatment often involves several stages and requires proper planning, both medically and financially. With MediRaty you can apply for treatment financing and repay its cost in monthly instalments, in line with the terms of your agreement.
At MistoDent, treatment begins with diagnostics and an assessment of your oral health. Based on this, the dentist prepares an individual treatment plan and discusses the proposed procedures, their order and the expected costs. Knowing the scope and price of treatment, you can make an informed decision about how to finance it.
MediRaty is an external form of financing. The decision to grant funds and the repayment terms are set by the financing institution after reviewing your application.

Which dental treatments can be financed in instalments?
At MistoDent you can pay for all dental services in instalments — from single procedures to comprehensive treatment plans.
MediRaty financing can cover implantology, orthodontics, prosthodontics, root canal treatment, conservative and aesthetic dentistry, as well as all other dental services available at our clinic.
Below are examples of treatments that can be financed in instalments.
Dental implants in instalments
Implants make it possible to replace missing teeth and restore chewing function. Implant treatment may include diagnostics, implant placement and a prosthetic restoration. Instalment financing lets you spread the cost of these stages over time.
Orthodontic braces in instalments
Orthodontic treatment with fixed braces or clear aligners requires an individual plan and regular check-ups. MediRaty can help finance the cost of correcting bite problems in line with the agreed treatment plan.
Prosthodontics in instalments
Crowns, bridges, dentures and implant-supported restorations can be part of comprehensive prosthetic treatment. Paying in instalments helps you better plan the costs of restoring the function and aesthetics of your teeth.
Root canal and conservative treatment in instalments
Financing is also available for caries treatment, tooth restoration and root canal treatment, including procedures performed under a microscope. This is especially useful when several teeth need treatment.
Aesthetic dentistry in instalments
Bonding, veneers and other procedures that improve the look of your smile can be included in the financing. The scope of treatment and the choice of methods are always decided by the dentist based on the patient's individual needs.
How does dental treatment in instalments work? Step by step
01
Book a dental consultation
During the visit, the dentist will assess your teeth and oral health, carry out the necessary diagnostics and discuss the available treatment options.
02
Get your treatment plan and cost estimate
You will receive information about the recommended procedures, the expected treatment stages and costs. This way you will know the amount needed to carry out the treatment plan.
03
Apply for MediRaty
You can apply for financing through MediRaty. The operator will present the available options, including the proposed number of instalments, the monthly payment amount and the total cost of financing.
04
Review the terms and start treatment
Once you receive a positive decision and accept the terms of the agreement, you can start treatment according to the plan agreed with your dentist. You repay the instalments under the terms set out in your agreement with the financing institution.
MediRaty – dental treatment financing terms
At MistoDent you can spread the cost of dental treatment over convenient monthly instalments with MediRaty financing. This lets you plan your treatment expenses without paying the full amount at once.
Financing terms:
- Financing amount: from PLN 10,000 to PLN 50,000.
- Repayment period: from 6 to 36 months.
- Interest rate: from 8% to 14.5% per year.
- Individual terms: the better the patient's creditworthiness, the lower the interest rate may be.
- Additional options: financing may also be available to people over 75 and to foreigners holding a permanent or temporary residence card.
Final financing terms, including the monthly instalment and the total cost of credit, depend on an individual assessment of the application and the MediRaty offer.

Why plan your treatment at MistoDent?
At MistoDent we combine diagnostics, individual treatment planning and cooperation between dentists of different specialties. This allows patients who need comprehensive care to discuss each stage of therapy and the expected costs before treatment begins.
Individual treatment plan
We prepare the treatment plan based on examination, diagnostics and the patient's needs. We discuss the proposed solutions and their order.
Care from dentists of different specialties
The MistoDent network offers, among others, implantology, orthodontics, prosthodontics, endodontics and conservative dentistry.
Modern diagnostic and treatment methods
We use solutions that support precise diagnostics and the planning of dental procedures.
Clear information about costs
Before treatment begins, the patient can review the treatment plan and expected costs and discuss the available payment methods.
Frequently asked questions – dental treatment in instalments
Answers provided by
dentist Yevgen Gryzodub
Can I pay for dental treatment in instalments?
Yes. At MistoDent you can use MediRaty financing and spread the cost of dental treatment over 6 to 36 months. Financing covers amounts from PLN 10,000 to PLN 50,000 and can apply to various procedures, including implantology, orthodontics, prosthodontics and comprehensive dental treatment.
Can I get dental implants in instalments?
Yes. At MistoDent you can apply for financing of implant treatment, including implant placement and prosthetic restoration. The dentist will prepare an individual treatment plan and cost estimate, on the basis of which you can apply for MediRaty.
Can I get orthodontic braces in instalments?
Yes. At MistoDent orthodontic treatment can be financed, both with fixed braces and with clear aligners. The cost of treatment can be spread over 6 to 36 months, in line with the terms of the financing granted.
Is dental treatment in instalments subject to interest?
Yes. According to the MediRaty offer, the interest rate ranges from 8% to 14.5% per year. It depends, among other things, on the patient's creditworthiness – the better the assessment, the lower the rate may be. Before signing the agreement, you will receive information about the APR and the total cost of financing.
How much does dental treatment in instalments cost?
The cost of treatment at MistoDent depends on the type of procedures and the individual plan prepared by the dentist. MediRaty offers financing from PLN 10,000 to PLN 50,000 with a repayment period of 6 to 36 months. The monthly instalment depends on the financing amount, the interest rate and the chosen repayment period.
Can everyone get financing for dental treatment?
Financing depends on an individual creditworthiness assessment. People over 75 and foreigners holding a permanent or temporary residence card can also apply for MediRaty. The final decision is made by the financing institution.
Can I apply for instalments before treatment starts?
Yes. At MistoDent it is best to start with a dental consultation, during which the dentist will prepare a treatment plan and present the expected costs. On this basis you can apply for financing even before the procedures begin.
Can I repay MediRaty early?
Yes. With consumer credit you can repay the loan before the date set out in the agreement. The detailed rules of early repayment and settlement of financing costs follow from the agreement and applicable law.
How do I apply for MediRaty?
First, book a consultation at MistoDent to learn the scope and cost of the planned treatment. Then you can apply for financing through MediRaty – by phone at +48 22 382 56 24 or via the online form. Once you receive a positive decision and sign the financing agreement, you can start treatment at our clinic.
Plan your dental treatment at MistoDent
Do you need implants, orthodontic treatment, a prosthetic restoration or comprehensive treatment of several teeth? Start with a dental consultation.
Our dentists will assess your oral health, present the treatment options and help plan the next stages. Knowing the expected cost of therapy, you can check whether MediRaty financing is the right solution for you.
Information: MistoDent provides dental services. MediRaty financing is offered by an external financing provider. The granting of financing, interest rate, repayment period and other terms depend on the current offer and an individual assessment of the application. Detailed information should be obtained from the operator before signing the agreement.
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